State Farm® Insurance Agent Josh Culotti

"Andrew Westphal was extremely helpful and made the process of getting an insurance quote super easy. He gets an A+ in customer service!!! Thank you so much for all your help!"

"I’ve been working with Josh for over 11 years. He has consistently provided outstanding service. His knowledge and dedication to my insurance needs have made all the difference. I highly recommend him for anyone seeking reliable & personalized insurance support!! From car insurance to life insurance, Josh has it covered!"

"Josh Culotti is very personable and gets you what you need to protect yourself. He worked until 9pm on a Tuesday to make sure I was covered and had my documents. Thank you Josh."

"They are amazing and continue to serve their clients above and beyond. 1/13/25 Mike knew exactly what I needed and saved me $100 a month. He helped me deal with Allstate who over and over failed to cancel my policy and was trying to continue to bill me. I recommend anyone who needs a professional agent who stands behind his policy holder to call on Mike."

"Helped me with my life insurance. Josh is straight forward, knowledgeable and cares!"

"Elijah did great job and very professional"

"Logan was a pleasure to work with. Informative and knowledgeable."

"The team at Josh Culotti’s State Farm office is amazing! They’re always helpful, kind, and go above and beyond whenever I need assistance."

"If you want the best. You go see Josh. He’s incredibly knowledgeable, patient with all my questions, and Is very genuine, and kind hearted. He was very open with sharing things about his life, and that helped us all connect on a personal level. I was a little nervous, talking about life insurance. He calmed me down, and I left feeling like I made a friend."

"Josh is smart, handsome and honest!"

"Excellent team, great service."

"Elijah and Josh were great with prompt followup !!"

"I was referred to Josh by a colleague after discovering some major gaps in my insurance coverage. As my assets grew, my needs changed—but I hadn’t kept up, and I suddenly found myself dangerously underinsured. On top of that, I have a fairly unique situation running an Airbnb out of my primary home, which many carriers won’t touch. From the moment I contacted Josh, he jumped in without hesitation. I brought him a whole list of complicated insurance challenges, and he tackled each one with focus, positivity, and a genuine problem-solving attitude. Even in situations where State Farm couldn’t directly meet my needs, Josh worked just as hard to find me the right solution—even if it meant sending my business to another company. To top it off, his auto rates beat every quote I received, including from USAA, which was a great surprise. That “customer-first” mindset is exactly why I chose to work with Josh. He cared far more about making sure I was properly protected than making a sale, and that kind of integrity is rare in this industry. If you want an insurance agent who is knowledgeable, responsive, honest, and truly committed to your best interests, I strongly recommend working with Josh. He’s a real asset to his clients."

"Josh was very informative in our meeting and reviewed my current coverage with another company against what he could offer me. The price point is a little higher than what I was paying, but he’s so much more attentive than the company I was insured with that I switched just for the peace of mind!"

"Elijah was fantastic to work with! His quote was much better than any other provider for home and car insurance, while having even more coverage. He explained terms in a straightforward way and made the whole process so smooth. Happy I made the switch!"

"Excellent work good job!!"

"Explained the process needed to get done in detailed and stuck with me throughout."

"Kayla at State Farm was fantastic to work with! She quickly found me home and auto insurance at a much lower cost—with the same great coverage. She was prompt, clear in her explanations, and incredibly friendly throughout the process. I highly recommend Kayla for her excellent service and professionalism!"

"Had an awesome experience with my Local State Farm office. Huge thanks to Taylor for helping me through the process on what was previously a very stressful experience. She found me a great rate to combine my homeowners, rental property and auto policies under one roof and was incredibly easy to work with. Thanks Taylor!"

"Hands down, State Farm was one of the best insurance experience I’ve ever had. Thanks to Taylor who was very cordial and helpful. Their office was very clean and had nice office decor."

"@Taylor I am Greatful for your help following up with my car/Renters insurance. 🙏🏾"

"Just wanted to say thank to josh for many years of being his client and special thanks to Kaylie Obdesian for her help with my renters insurance 🤙🏼"

"First off I would like to thank Nick from State farm insurance for treating me like a person and not just a bottomless wallet to boost the companies revenue stream also for getting me the best rate around for my 2 vehicles. He was very patient and courteous (which was awesome cause I'm kinda daft sometimes), I would recommend him and his company hands down 10 out of 10 times to any and every person that is looking for a fast and friendly insurance company or a world class insurance ambassador, so that you Nick you rock sir."

"Previously I worked with Josh who took great care of me during my move from Georgia. I recently worked with Nick, he is awesome too! He went out of his way to meet with me early in the morning to help me get the most value out of my coverage. I have never laughed that hard talking to my insurance company. This is by far the best group I have ever worked with! 10/10 definitely will continue recommending!"

"We were loyal to one of the big insurance companies for over 15 years. Then in July, our rates shot up—and to “help us save,” they moved our daughter onto her own policy, saying it would cost less. Spoiler alert: it didn’t. That’s when we sat down with Josh. He walked us through options, compared policies, and in the end, saved us hundreds a year on auto insurance and literally thousands on our homeowners policy. Beyond the savings, his mix of professionalism and humor made the process painless (dare we say enjoyable for insurance?). No one can predict the future, but if our experience is any indication, it looks bright. At the end of the day, retaining clients comes down to trust and service—and Josh nailed both."