State Farm® Insurance Agent Josh Culotti

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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.

Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

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What our customers say about us...

Steve

July 9, 2024

5 out of 5

"I have been with State Farm since 2020 and Josh is so professional and explains everything very thoroughly. I highly recommend him."

Jennifer Bennett

July 2, 2024

5 out of 5

"Very helpful and diligent. Thank you Josh. Happy to be a part of the State Farm family ."

Hera Minkove

June 17, 2024

5 out of 5

"Josh has always been right there to help with my vehicle coverage. Changes, explanations, what is covered, what isn’t. Windshield replacement, multiple cars. Thank you for your years of help with insurance for my vehicles!"

Dan Bach

June 15, 2024

5 out of 5

"We had a very challenging situation and Josh stepped up and got things taken care of beautifully! Thank you!"

Nadine Bach

June 13, 2024

5 out of 5

"Josh Culotti went to bat for my family like no one else! Great service and great people! Highly recommend his services to everyone!"

Alyssa Grace

May 21, 2024

5 out of 5

"Being a first time car buyer and being really anxious about all of the ins and outs, requirements, etc. that relate to having a car for the first time, car insurance was one of my biggest stresses and concerns before getting it. However, to my surprise, getting the insurance policy was not only an absolute breeze, but with Josh’s help, including his fast response times, all of my questions were answered rapidly and everything was set up smoothly right away (I could say within minutes). In addition, he was there to answer any concerns I had, and when I thought there would be a problem with something, he was fast to contact me back and was willing to make the adjustments I needed so I wouldn’t be put in a bad position at that moment. I couldn’t thank him enough for his help, guidance, and efficiency, and I feel confident as a first time car owner that I will never have problems with car insurance because I have the blessing of working with Josh."

Sabrina Duncan

May 21, 2024

5 out of 5

"I was nervous switching insurance companies after being with the same one for 15 years or so, but Mike with State Farm made the process so easy and quick, I didn't have to do anything. Not to mention, they saved me a bunch of money! Would definitely recommend calling Mike if you're looking to switch insurance companies."

XGamer_2819

May 18, 2024

5 out of 5

"Thanks Lesley for the great help and detailed explanation to solve the frustrations I had for last couple months. Thanks you!"

Ben Yu

May 15, 2024

5 out of 5

"Josh was very informative and helpful when setting up an insurance policy. Would definitely recommend giving him a call for any of your insurance needs!"

Jessica Foltz

May 1, 2024

5 out of 5

"I have been a customer for 6 years. Josh drove to our home on Whidbey Island to bring documents to sign. First class customer service! Since then we have had updates and changes to our policy that we needed. Josh and his staff have been incredible to work with. Everyone we have dealt with has been so helpful."

Banu R

April 25, 2024

5 out of 5

"Thank you, for your excellent service and responsiveness, Josh!"

Jodi Lawrence

April 3, 2024

5 out of 5

"Josh Culotti, you are the ROCKSTAR of insurance agents! Your quick response, great attitude, humor as well as professionalism is bar none!! Thank you for your assistance!! Most appreciated!"

Nicole Siler

April 2, 2024

5 out of 5

"Josh is Amazing! He gets things done! Kind and very Honest. I have been with him for years. I have called him many times with questions and needing his help. He puts his client 1st and I would recommend him to anyone in need of a honest insurance agent."

Max

March 27, 2024

5 out of 5

"Josh has been a wonderful agent for my entire time with State Farm! He is very cordial and knowledgeable. Every time I have called needing help or seeking clarity he had all the answers I was looking for! Thank you Josh 😎"

None Ya business

March 24, 2024

1 out of 5

"Keep changing prices without giving me the correct information. Saying one thing and do another. Takes days for response. I’m only frustrated when you lie. Another situation when I first try to get the car insured you said yeah we got it. Then couple weeks later I check my account it wasn’t insured. So, that couple of weeks we weren’t insured you lied. Check your information before you promise anything. Now you’re saying you didn’t do that. Please stop lying and admit your mistakes."

mirza memic

March 24, 2024

5 out of 5

"Had a wonderful time speaking to Josh. He knows what he is doing and takes great care of me and my family."

Jacob Clark

March 22, 2024

5 out of 5

"Great agent, very responsive and knowledgeable."

Sefrah Arevalo

March 22, 2024

5 out of 5

"Taylor is so helpful and honest. She made me feel so secure with State Farm. It’s always a pleasure doing business with her! Josh is lucky to have her on the team. Amazing office (:"

Ledder Havit

March 22, 2024

1 out of 5

"Im just sharing my bad experience. So many great reviews I can't understand how I was the lucky one. I've been insured by Gieco for 17 plus years, so I was hesitant to switch. The agent I had been dealing with gave me a great quote with double my coverage for only $20 more a month. So I made the switch. After a week, this little device showed up and I called to inquire about it. I was told it was a drive safe unit that would record my driving and I could save or pay more depending on my driving habits. With already high rates now depending on all other drivers bad habits in my city, I decided I didn't want to gamble. So it sat. A couple weeks later, I get a letter telling me my rates have increased over $100 higher than my quote because I wasn't using this little unit. I was NEVER told my lower rates were because of this unit. When I told them I didn't want to take part but wanted the rate quoted, they said they would match my old coverage but the price was still higher than what I had. I left after one month just to be back at Gieco where I started with a lower rate and better coverage than I had before. This agency seems to be really good with all the 5 start reviews but not with the service I got."

Colton Thomas

March 15, 2024

5 out of 5

"Great to work with. Helps with every step needed!"

Andrew Cicero

March 13, 2024

5 out of 5

"I was moving into an apartment and needed renters insurance asap! Alyssa helped me get the perfect plan for me, and Josh helped get everything finalized as fast as possible! Super huge thanks, and massively recommend!"

Deyvi Farias

February 28, 2024

5 out of 5

"I have been insured through this office for the last 7 years and I highly recommend them"

Victoria Neam

February 26, 2024

5 out of 5

"Joshua was super helpful in helping me get set up with auto insurance. He answered all my questions, was pro-active and made things quick and easy. Thanks for your help!"

Katrina Schwerdtfeger

February 21, 2024

5 out of 5

"I love MLT State Farm !! I have been with this branch for over 20 years, since I first got my drivers license! Even when I moved out of town, I still opted to work with this specific branch as I have always gotten such great assistance from their staff. I am very happy with their customer service and with State Farm insurance as well!!"

Alexander Dempsey

February 15, 2024

5 out of 5

"He got my insurance up and running within 10 minutes of calling, recommend."

What our customers say about us...

Steve

July 9, 2024

5 out of 5

"I have been with State Farm since 2020 and Josh is so professional and explains everything very thoroughly. I highly recommend him."

Jennifer Bennett

July 2, 2024

5 out of 5

"Very helpful and diligent. Thank you Josh. Happy to be a part of the State Farm family ."

Hera Minkove

June 17, 2024

5 out of 5

"Josh has always been right there to help with my vehicle coverage. Changes, explanations, what is covered, what isn’t. Windshield replacement, multiple cars. Thank you for your years of help with insurance for my vehicles!"

Dan Bach

June 15, 2024

5 out of 5

"We had a very challenging situation and Josh stepped up and got things taken care of beautifully! Thank you!"

Nadine Bach

June 13, 2024

5 out of 5

"Josh Culotti went to bat for my family like no one else! Great service and great people! Highly recommend his services to everyone!"

Alyssa Grace

May 21, 2024

5 out of 5

"Being a first time car buyer and being really anxious about all of the ins and outs, requirements, etc. that relate to having a car for the first time, car insurance was one of my biggest stresses and concerns before getting it. However, to my surprise, getting the insurance policy was not only an absolute breeze, but with Josh’s help, including his fast response times, all of my questions were answered rapidly and everything was set up smoothly right away (I could say within minutes). In addition, he was there to answer any concerns I had, and when I thought there would be a problem with something, he was fast to contact me back and was willing to make the adjustments I needed so I wouldn’t be put in a bad position at that moment. I couldn’t thank him enough for his help, guidance, and efficiency, and I feel confident as a first time car owner that I will never have problems with car insurance because I have the blessing of working with Josh."

Sabrina Duncan

May 21, 2024

5 out of 5

"I was nervous switching insurance companies after being with the same one for 15 years or so, but Mike with State Farm made the process so easy and quick, I didn't have to do anything. Not to mention, they saved me a bunch of money! Would definitely recommend calling Mike if you're looking to switch insurance companies."

XGamer_2819

May 18, 2024

5 out of 5

"Thanks Lesley for the great help and detailed explanation to solve the frustrations I had for last couple months. Thanks you!"

Ben Yu

May 15, 2024

5 out of 5

"Josh was very informative and helpful when setting up an insurance policy. Would definitely recommend giving him a call for any of your insurance needs!"

Jessica Foltz

May 1, 2024

5 out of 5

"I have been a customer for 6 years. Josh drove to our home on Whidbey Island to bring documents to sign. First class customer service! Since then we have had updates and changes to our policy that we needed. Josh and his staff have been incredible to work with. Everyone we have dealt with has been so helpful."

Banu R

April 25, 2024

5 out of 5

"Thank you, for your excellent service and responsiveness, Josh!"

Jodi Lawrence

April 3, 2024

5 out of 5

"Josh Culotti, you are the ROCKSTAR of insurance agents! Your quick response, great attitude, humor as well as professionalism is bar none!! Thank you for your assistance!! Most appreciated!"

Nicole Siler

April 2, 2024

5 out of 5

"Josh is Amazing! He gets things done! Kind and very Honest. I have been with him for years. I have called him many times with questions and needing his help. He puts his client 1st and I would recommend him to anyone in need of a honest insurance agent."

Max

March 27, 2024

5 out of 5

"Josh has been a wonderful agent for my entire time with State Farm! He is very cordial and knowledgeable. Every time I have called needing help or seeking clarity he had all the answers I was looking for! Thank you Josh 😎"

None Ya business

March 24, 2024

1 out of 5

"Keep changing prices without giving me the correct information. Saying one thing and do another. Takes days for response. I’m only frustrated when you lie. Another situation when I first try to get the car insured you said yeah we got it. Then couple weeks later I check my account it wasn’t insured. So, that couple of weeks we weren’t insured you lied. Check your information before you promise anything. Now you’re saying you didn’t do that. Please stop lying and admit your mistakes."

mirza memic

March 24, 2024

5 out of 5

"Had a wonderful time speaking to Josh. He knows what he is doing and takes great care of me and my family."

Jacob Clark

March 22, 2024

5 out of 5

"Great agent, very responsive and knowledgeable."

Sefrah Arevalo

March 22, 2024

5 out of 5

"Taylor is so helpful and honest. She made me feel so secure with State Farm. It’s always a pleasure doing business with her! Josh is lucky to have her on the team. Amazing office (:"

Ledder Havit

March 22, 2024

1 out of 5

"Im just sharing my bad experience. So many great reviews I can't understand how I was the lucky one. I've been insured by Gieco for 17 plus years, so I was hesitant to switch. The agent I had been dealing with gave me a great quote with double my coverage for only $20 more a month. So I made the switch. After a week, this little device showed up and I called to inquire about it. I was told it was a drive safe unit that would record my driving and I could save or pay more depending on my driving habits. With already high rates now depending on all other drivers bad habits in my city, I decided I didn't want to gamble. So it sat. A couple weeks later, I get a letter telling me my rates have increased over $100 higher than my quote because I wasn't using this little unit. I was NEVER told my lower rates were because of this unit. When I told them I didn't want to take part but wanted the rate quoted, they said they would match my old coverage but the price was still higher than what I had. I left after one month just to be back at Gieco where I started with a lower rate and better coverage than I had before. This agency seems to be really good with all the 5 start reviews but not with the service I got."

Colton Thomas

March 15, 2024

5 out of 5

"Great to work with. Helps with every step needed!"

Andrew Cicero

March 13, 2024

5 out of 5

"I was moving into an apartment and needed renters insurance asap! Alyssa helped me get the perfect plan for me, and Josh helped get everything finalized as fast as possible! Super huge thanks, and massively recommend!"

Deyvi Farias

February 28, 2024

5 out of 5

"I have been insured through this office for the last 7 years and I highly recommend them"

Victoria Neam

February 26, 2024

5 out of 5

"Joshua was super helpful in helping me get set up with auto insurance. He answered all my questions, was pro-active and made things quick and easy. Thanks for your help!"

Katrina Schwerdtfeger

February 21, 2024

5 out of 5

"I love MLT State Farm !! I have been with this branch for over 20 years, since I first got my drivers license! Even when I moved out of town, I still opted to work with this specific branch as I have always gotten such great assistance from their staff. I am very happy with their customer service and with State Farm insurance as well!!"

Alexander Dempsey

February 15, 2024

5 out of 5

"He got my insurance up and running within 10 minutes of calling, recommend."