Skip to content
Español
Profile photo of a State Farm Agent named: Josh Culotti

Would you like to create a personalized quote?

State Farm® Insurance Agent

Josh Culotti

J Culotti Ins and Fin Svcs Inc

(425) 771-2929

Office Hours

After Hours by Appointment

Address

5720 220th St sw
Suite B
Mountlake Ter, WA 98043-2500

We are next to St. Piux church in Mountlake Terrace.

Profile photo of a State Farm Agent named: Josh Culotti

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

5720 220th St sw
Suite B
Mountlake Ter, WA 98043-2500

Languages

English, Spanish, Vietnamese

Welcome to Our Office in Mountlake Terrace! ❄️

Hello! I’m Josh, your trusted State Farm agent with over 20 years of experience in the insurance industry. Located in Mountlake Terrace, Lynnwood, and the surrounding communities, including:

  • Edmonds

  • Brier

  • Shoreline

  • Bothell

  • Kenmore

  • And the greater Seattle area

I’m here to provide you with more than just home and auto insurance — I’m committed to protecting what matters most to you.

At my office, we offer a wide range of products designed to:

  • 🏡 Protect your family and your home

  • 🚗 Safeguard your business with Commercial Insurance and Commercial Auto coverage

  • 🏍️ Keep your toys safe, whether it’s Motorcycles, Boats, or Electric Bikes

  • 💼 Offer security through Life Insurance options

  • 🏥 Help you explore Supplemental Health coverage options

  • 🔄 Assist with State-to-State Transfers

  • ...and so much more!

Whether you’re reviewing existing policies, considering new coverage options, or shopping for better protection, my goal is to make sure your property and assets are covered — all while providing personalized service that makes insurance simple and clear.

Fun Winter Fact: ❄️ Did you know that winter storms cause billions of dollars in property damage annually? Having the right coverage during this season is essential to protect your home and vehicles from the unexpected.

If you’re looking for a new insurance agent, you’re already in the right place. And if you’re a valued customer, welcome back — it’s a pleasure to continue serving you!

I understand that insurance can sometimes feel overwhelming, so I’m here to make it easy and straightforward. Let’s connect — give me a call today! 📞

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

What is Medical Payments Coverage?

Learn what medical payments coverage is, how it helps pay medical bills after a car crash regardless of fault and why it might be right for you.

Reasons to consider retirement planning for high school students

Money management for high school students can lead to a lifelong saving habit. See how planning for retirement savings can improve financial security.

View More Articles

To make sure no person is ever in a position which they cannot recover from.

our mission image 0

My team of licensed insurance professionals is here to assist you with your insurance needs. We love helping customers with car insurance, homeowners insurance, renters insurance, life insurance, small business insurance, and workers comp insurance, just to name a few. In our office, you are not a number but a part of our family. Contact us today for your free insurance quote!

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.